MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Showing 37-48 of 105 MH Advantage Homes for Sale

Cottage Series / Prairie 8030-58-2-26

Built by: Franklin Homes
  • 2
  • 2
  • 1296 ft²
  • 2x wide
ManufacturedModularMH Advantage

Cottage Series / Prairie 8020-58-2-30

Built by: Franklin Homes
  • 2
  • 2
  • 1475 ft²
  • 2x wide
ManufacturedModularMH Advantage

Cottage Series / Ivy 8030-58-2-26

Built by: Franklin Homes
  • 2
  • 2
  • 1296 ft²
  • 2x wide
ManufacturedModularMH Advantage

Cottage Series / Ivy 8020-58-2-30

Built by: Franklin Homes
  • 2
  • 2
  • 1475 ft²
  • 2x wide
ManufacturedModularMH Advantage

ScotBilt Special / 3266238

Built by: ScotBilt Homes
  • 4
  • 2
  • 1958 ft²
  • 2x wide
ManufacturedMH Advantage

Legend / 3260163

Built by: ScotBilt Homes
  • 4
  • 2
  • 1780 ft²
  • 2x wide
ManufacturedMH Advantage

Legend / 2876035

Built by: ScotBilt Homes
  • 4
  • 2
  • 1976 ft²
  • 2x wide
ManufacturedMH Advantage

Legend / 2852031

Built by: ScotBilt Homes
  • 3
  • 2
  • 1352 ft²
  • 2x wide
ManufacturedMH Advantage

Classic Series DW / Cypress Bend 1010-84-4-32

Built by: Franklin Homes
  • 4
  • 2
  • 2400 ft²
  • 2x wide
ManufacturedModularMH Advantage

Freedom / 3260334

Built by: ScotBilt Homes
  • 3
  • 2
  • 1780 ft²
  • 2x wide
ManufacturedMH Advantage

Freedom / 2876339

Built by: ScotBilt Homes
  • 4
  • 2
  • 1976 ft²
  • 2x wide
ManufacturedMH Advantage

Legend / 3276340

Built by: ScotBilt Homes
  • 4
  • 2
  • 2254 ft²
  • 2x wide
ManufacturedMH Advantage
Please note:

All sizes and dimensions are nominal or based on approximate manufacturer measurements. 3D Tours and photos may include retailer and/or factory installed options. Bosarge Mobile Home Sales reserves the right to make changes due to any changes in material, color, specifications, and features at any time without notice or obligation.